PAYMENT PROCESSING

ONCE OFF PAYMENTS

We offer customers the opportunity to make once-off payments for various products and services.

BULK PAYMENTS

Cassava’s Payment Gateway (CPG) is able to facilitate high volume transactions in a short space of time.

RECURRING PAYMENTS

Provides an auto-debit facility for monthly or quarterly instalment or subscription based payments as well as security enabled save payments feature.

PAYMENT PROCESSING

e-Commerce (enterprise)

Brick & Mortar

e-Government

e-Tickets

Remittances

e-Donations

CASSAVA PAYMENT GATEWAY ECOSYSTEM

Card Payments

Bank Account Payments

Mobile Wallet Payments

Airtime Payments

KEY FEATURES

Multiple Payment Methods

CPG supports the following payment methods

1. Mobile Money

2. Bank transfers

3. Cash

4. Card

Multiple Processing Modes

The switch can handle

1. Once off transactions

2. Batch processing

3. Recurring Payments

Multiple Integration Modes

CPG Supports the following -:

1. A Single Open API compatible with standard integration frameworks

2. Hosted Payment Pages

3. IFrame

4. SDK for Mobile Apps PSPs and Merchants have control over integration through a Self Service Onboarding Portal. Integration Partners also have access to a Sandbox Environment.

Value Added Services

1. Credit Bureau

2. Data Analytics (Big Data Engine)

3. Remittances Switching

4. Reporting & Reconciliation

Multiple Settlements Modes

The switch supports the following settlement modes-: 1. Real Time

2. Customizable Escrow Service

3. Prefunding model

PAYMENT METHODS ACROSS AFRICA

SETTLEMENT

REAL TIME SETTLEMENT

Merchant funds are swept into their preferred bank account instantly, daily, weekly, monthly as decided by the merchant. The agreement is configurable, tailor made for the merchant.

ESKROW SETTLEMENT

Cassava extends an eskrow service for buyer protection and customised settlements with third parties. The eskrow service allows for

 

1. Gross settlement

2. Percentage settlements split among specified parties

3. Customised settlement times for specified parties

4. Settlement in Arrears

PREFUNDED MODEL

We offer customers the ability to save payment details for later payments so that when payments are due, their accounts are auto-debited; Particularly suitable for Instalments and subscription type services.

OUR FOOTPRINT