
PAYMENT PROCESSING

ONCE OFF PAYMENTS
We offer customers the opportunity to make once-off payments for various products and services.

BULK PAYMENTS
Cassava’s Payment Gateway (CPG) is able to facilitate high volume transactions in a short space of time.

RECURRING PAYMENTS
Provides an auto-debit facility for monthly or quarterly instalment or subscription based payments as well as security enabled save payments feature.
PAYMENT PROCESSING

e-Commerce (enterprise)

Brick & Mortar

e-Government

e-Tickets

Remittances

e-Donations
CASSAVA PAYMENT GATEWAY ECOSYSTEM

Card Payments

Bank Account Payments

Mobile Wallet Payments

Airtime Payments
KEY FEATURES

Multiple Payment Methods
CPG supports the following payment methods
1. Mobile Money
2. Bank transfers
3. Cash
4. Card

Multiple Processing Modes
The switch can handle
1. Once off transactions
2. Batch processing
3. Recurring Payments

Multiple Integration Modes
CPG Supports the following -:
1. A Single Open API compatible with standard integration frameworks
2. Hosted Payment Pages
3. IFrame
4. SDK for Mobile Apps PSPs and Merchants have control over integration through a Self Service Onboarding Portal. Integration Partners also have access to a Sandbox Environment.

Value Added Services
1. Credit Bureau
2. Data Analytics (Big Data Engine)
3. Remittances Switching
4. Reporting & Reconciliation

Multiple Settlements Modes
The switch supports the following settlement modes-: 1. Real Time
2. Customizable Escrow Service
3. Prefunding model
PAYMENT METHODS ACROSS AFRICA
SETTLEMENT

REAL TIME SETTLEMENT
Merchant funds are swept into their preferred bank account instantly, daily, weekly, monthly as decided by the merchant. The agreement is configurable, tailor made for the merchant.

ESKROW SETTLEMENT
Cassava extends an eskrow service for buyer protection and customised settlements with third parties. The eskrow service allows for
1. Gross settlement
2. Percentage settlements split among specified parties
3. Customised settlement times for specified parties
4. Settlement in Arrears

PREFUNDED MODEL
We offer customers the ability to save payment details for later payments so that when payments are due, their accounts are auto-debited; Particularly suitable for Instalments and subscription type services.